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When COBRA Benefits Disappear

As I’ve discussed on this blog before, COBRA — the Consolidated Omnibus Budget Reconciliation Act — gives workers the right, under federal law, to continue their group health insurance for 18 months after leaving or losing a job.
But what if your former employer stops offering insurance and there’s no health plan left for you to continue? That was the case for one Health Insurance Navigator reader who wrote in with the following question:

“I lost my job due to a health condition and the company I worked for is no longer providing health insurance for employees. As a result, my COBRA coverage is ending. Due to my health conditions I cannot get a traditional insurance policy; no one will insure me. I have another year and three months before I can get on Medicare. So what are we unemployed to do?”

Read more of my article, “When COBRA Benefits Disappear” on WebMD.

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Posted in Losing Health Insurance