From time to time I answer readers’ questions. I recently received this question about short-term health insurance:
I have had independent Assurant Health Insurance in a series of 6-month temp policies renewed for several years. Last February I had a pain in my arm and went to a neurologist. They did tests and everything was negative and I never went back; that was the end of it. When it came time to renew the policy later in August, they denied the application based on the February visit even though there was no diagnosis and no pre-existing condition. Can they do that? Is there anything I can do?
Read more of my article, “Short-term Health Insurance” on WebMD.